Where our legal terms apply
These terms explain how your account is created, how identity checks may be requested, and how records tied to sessions, wallet moves, and support conversations are handled. They are written for India, but state and local rules can differ, so access, eligibility, and any feature availability
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depend on local law and remain available only where local law permits. If a law, court order, bank instruction, or regulator request affects your account, we may pause access, ask for documents, preserve records, or limit a transaction while we assess the requirement. Your UPI, Paytm,
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PhonePe, and Google Pay references are treated as payment-record context, not as permission to ignore local rules. By opening an account, you accept that legal checks can take time and that we may ask for clear, current documents before taking action.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.